Low frequency diseases can be exclusively covered by what kind of health insurance policies?

Low frequency diseases refer to conditions that are not commonly experienced among the general population but can incur significant costs for those affected. Limited policies are specifically designed to cover certain types of health conditions or a narrow range of services, making them well-suited for addressing the needs associated with low frequency diseases.

These limited policies often provide coverage with specific dollar limits or time constraints, making them a cost-effective option for both the insurer and the insured when dealing with less frequent health issues. They focus on targeted coverage rather than broad and comprehensive care, which would generally be characteristic of the other policy types listed.

Comprehensive policies and major medical policies typically offer broader coverage for a wider array of health issues, which encompasses both low and high frequency diseases, while catastrophic coverage policies are intended for serious, unforeseen medical emergencies and may not adequately address the specific needs of low frequency diseases. Thus, limited policies are appropriate for this scenario, as they cater to the unique characteristics of such health conditions.