A rider that assures premiums will be paid on a juvenile policy until the child reaches a specific age is called a(n):

The correct answer is a payor rider. This rider is specifically designed for juvenile policies, enabling the designated payor—usually a parent or guardian—to ensure that premiums are paid on the policy until the child reaches a predetermined age. If the payor were to become incapacitated or pass away, the rider would waive the premium payments, thus keeping the policy in force without financial burden to the child's caregivers.

This makes the payor rider particularly valuable for parents, as it provides financial security for the child's life insurance coverage in the event of unforeseen circumstances affecting the payor. This is aligned with the purpose of insuring the child's financial future, maintaining the policy's benefits during crucial developmental years.

Other options may refer to different aspects of insurance policies. A term rider is typically associated with adding term coverage to a permanent policy, while a dependent rider provides coverage for additional family members under a primary insured policy. A premium waiver rider offers a different benefit, allowing the policyholder to skip premium payments under specific conditions, but does not target juvenile policies exclusively.